Kate’s Good Deals and Pecuniary Opportunities

Debt Consolidation

Many people have problems with debt but before you leap on the first debt consolidation offer you find it would be a good idea to research other debt solutions. For some, debt management is their best way to get out of debt, but if you have issues with IRS back taxes you may need a professional to negotiate with the IRS.



Make $$$ By Doing Online Surveys

ACOP
A highly reputable outfit with frequent opportunites for product tests and for surveys earning $4-$8 each. Now and then, they’ll recruit for Imaginators, a special creative panel that pays significant fees for online discussion groups and in-person brainstorming sessions. Custom link:



Online Global Recruiting
Well designed, interesting surveys carefully crafted for elite markets such as healthcare, business and general consumer. Paying surveys with Paypal an option for compensation. Easy money, recommend. Secure link above.

Global Test Market
Earn points redeemable for cash. I love this site and find that the cash accumulates faster than other places. If you send me your email address, I’ll arrange for an invitational email and receive a small incentive.

NFO My Survey
A classy site which earns you points for each survey taken. Redeem them for cash or merch. If you send me your email address, I’ll arrange for an invitational email and receive a small kickback.

Pine Cone Research
An elite survey site which accepts no referrals and immediately pays $5 per survey. They also offer paying product tests. During recruitment periods, they will place banner ads. If you see one, know that you are being offered a rare opportunity.

Greenfield Online
This is an impressive company which offers survey opportunities on a daily basis. Some pay $2-$10. The most lucrative opportunities involve interactive online sessions which take around an hour and pay $20-$30. There have been customer service issues, especially complaints about slow payments. Greenfield is addressing these issues. Recommend.

Survey Spot
Offers fun surveys, some of which pay $5-$10. Lately they’ve offered interactive panel opportunities ($10-$30).

Lightspeed Panel
Surveys and occasional interactive panels will earn you points redeemable for cash or merchandise. Recently added PayPal for incentives, along with Amazon gift certificates.

Clear Voice
Another nice survey site and one that pays real money.

Mindfield Online
Offers a wide variety of surveys, some are actually fun to do, and pays out promptly.

Harris Polls Online
In my opinion, Harris offers the best-designed surveys on the web—easy to read, easy to load, a pleasure to take. They recently added PayPal for incentives and also offer merch.


All these sites also offer sweepstakes opportunities, if that's your thing. (I never win.)

I do NOT recommend the following survey sites; they’re reputable but they don’t pay much, if anything: NPDOR Group, Synovate, Ciao, Ipsos I-Say. Avoid Panda Research like the plague; it’s more about spamming than anything.


Rebates!!! Bargains!!! Freebies!!!

Ebates
This is a superbly efficient rebate site. Press one of their links to access a retailer and your account will be credited with a rebate generally around 3%-5%, sometimes higher. They pay quarterly and their minimum amount for payment eligibility is just $5.00, an easy amount to reach. PayPal payments are an option here. If you send me your email address, I’ll arrange for an invitational email and get a small kickback too.

Fat Wallet
Features not only rebates but informative forums where people share good deals and freebie listings. Since I haven’t used them, I can’t vouch for their rebate policies but I enjoy checking out the freebie discussions. I've received a panoply of free items: expensive skin care products, supplements, razors, household items, makeup, shampoo, cat food, energy bars, spices, coffee, even a coffeemaker.

The Freebie Depot
A well-organized forum where people share news of freebies and good deals.
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